This Retirement Calculator was prepared by the Companies (Trumbull Corporation, P. J. Dick Incorporated, Lindy Paving, Inc. and their Affiliates) as just one tool for your use in saving for your retirement. We suggest that you review and update it often, perhaps with a professional retirement or financial consultant.

A sound retirement plan is dependent upon a multitude of well thought-out decisions and factors. These decisions include the amount one can afford to save individually, the level of risk, and thus the volatility that one can tolerate in their investing, the likelihood of the Companies’ future financial success, the desired retirement age, life expectancy, inflation, and others. We cannot stress enough the importance of understanding these variables and their impact when you build your retirement plan. A slight change in investment returns or the assumed rate of inflation can have an enormous impact on the longevity of your funds and ultimately your post-retirement quality of life. The Calculator was designed to show and graph several options based on varying assumptions. We suggest you prepare several models with conservative, moderate, and aggressive assumptions. You will quickly recognize the dramatic effect of just a few percentage point changes in any of the assumptions.